This document provides a list of test credit card details that merchants can use to simulate transactions while integrating with the payment gateway API. These test cards help ensure that your payment processing system functions correctly without real transactions.
Scenario | Description | Card Values |
---|---|---|
Successful frictionless 3DS - Authorized Payment | Issuer assessment resulted in a frictionless 3DS authentication | Visa:4000000000001000 Mastercard:5200000000001005 AMEX: 340000000001007 |
Successful 3DS challenge - Authorized Payment | Issuer prompts a challenge in authentication, customer responds successfully | Visa:4000000000001091 Mastercard:5200000000001096 AMEX:340000000001098 |
Failed frictionless 3DS authentication | Issuer failed the 3DS authentication without offering a challenge | Visa:4000000000001018 Mastercard:5200000000001013 AMEX:340000000001015 |
Failed challenged 3DS authentication | Issuer prompts a challenge in authentication, customer responds with incorrect details (e.g., OTP, fingerprint) | Visa:4000000000001109 Mastercard:5200000000001104 AMEX:340000000001106 |
Refused Payment | The issuer refused the payment, if 3DS is used it’s frictionless | Visa:4000000000001042 Mastercard:5200000000001047 AMEX:340000000001049 |