Key Security Features

3D Secure (3DS)

Enhance security with 3DS authentication, which adds an extra layer of protection for online transactions.

Tokenization

Replace sensitive card details with unique tokens to reduce the risk of data theft during transactions.

PCI DSS Compliance

Our gateway complies with PCI DSS (Payment Card Industry Data Security Standard), ensuring secure processing and storage of payment information.


3D Secure (3DS) Authentication

3DS (3D Secure) authentication is a security protocol that protects merchants and customers by requiring additional verification during online payments. This process is commonly used to prevent fraud and validate the cardholder’s identity.

How 3DS Works

When a customer initiates a transaction, 3DS triggers a verification step with the card issuer. Depending on the level of risk, the customer may be required to authenticate using a password, OTP, fingerprint, or face recognition. This extra step helps confirm the identity of the cardholder, providing added security.

3D Secure Integration

Explore the 3D Secure Integration process and steps and try it out.

Benefits of 3DS

  • Reduced Fraud: 3DS helps reduce fraudulent transactions by requiring additional verification.

  • Liability Shift: Successful 3DS authentication can shift liability for fraud-related chargebacks from the merchant to the card issuer.

  • Improved Customer Confidence: The added security layer gives customers confidence when shopping online.

Data Protection and Tokenization

Tokenization replaces sensitive card data with unique tokens that can only be used within our secure environment. This method ensures that customer card details are never exposed during payment processing.

Why Tokenization Matters

  • Enhanced Security: Sensitive data is replaced with a token, which reduces the risk of data theft.

  • Regulatory Compliance: Tokenization helps merchants meet data protection regulations by securing payment information.

  • Improved User Experience: Tokenization allows customers to save their payment information for future transactions safely.

Compliance with PCI DSS

Our payment gateway complies with PCI DSS standards, which define strict security requirements for storing, processing, and transmitting payment information. Compliance with these standards ensures that our platform provides a secure environment for all transactions.

1

Data Encryption

All payment data is encrypted both in transit and at rest to protect against unauthorized access.

2

Access Control

Only authorized personnel have access to sensitive payment data, minimizing the risk of data breaches.

3

Regular Security Audits

Our systems undergo regular security audits to identify and mitigate potential vulnerabilities.

Best Practices for Secure Payments

  • Encourage 3DS Authentication: Enable 3DS for high-risk transactions to enhance security.

  • Review Transaction Logs: Regularly monitor transaction logs to identify any suspicious activity.

  • Educate Customers: Encourage customers to keep their payment details safe and be vigilant against phishing attempts.

Need Assistance?

If you need further assistance, please reach out to our support team. Our team is here to help you troubleshoot and resolve any issues you may be experiencing.