Understanding Entity Level and Product Level

Entity Level

Entity-level rules apply to the merchant’s operational region or country. These settings enforce restrictions and policies specific to geographical areas.
Example: Blocking transactions originating from certain card countries or IP addresses based on merchant location.

Product Level

Product-level rules are specific to individual products or services within the gateway, like “Pay by Link” or “Subscription.” These manage behaviors and restrictions tied to each product.
Example: Setting refund velocity limits or transaction thresholds for a specific product.

This distinction helps merchants and developers troubleshoot errors effectively and ensures that compliance and restrictions are properly managed across regions and products.

Error CodeApplied LevelRisk RuleError Message
ERR3001EntityBlacklistTransaction is restricted
ERR3002EntityIP AddressTransaction is restricted
ERR3003EntityBIN BlockingTransaction is restricted
ERR3004EntityPAN BlockingTransaction is restricted
ERR3005EntityBlacklistTransaction is restricted
ERR3006ProductThreshold AmountAmount is outside the allowed range.
ERR3007ProductIP AddressTransaction is restricted
ERR3008ProductPAN LimitTransaction is restricted
ERR3009ProductPAN LimitRisk rule decline
ERR3010ProductPAN LimitRisk rule decline
ERR3011ProductPAN LimitRisk rule decline
ERR3012ProductIP LimitRisk rule decline
ERR3013ProductIP LimitRisk rule decline
ERR3014ProductIP LimitRisk rule decline
ERR3015ProductIP LimitRisk rule decline
ERR3016ProductThreshold AmountAmount is outside the allowed range.
ERR3017ProductIP AddressTransaction is restricted
ERR3018ProductBINTransaction is restricted
ERR3019ProductRefund LimitInsufficient refund balance
ERR3020ProductRefund VolumeInsufficient refund balance
VAL0035Product
ERR0204Product

Additional Resources