Understanding Entity Level and Product Level

Entity Level

Entity-level rules apply to the merchant’s operational region or country. These settings enforce restrictions and policies specific to geographical areas.
Example: Blocking transactions originating from certain card countries or IP addresses based on merchant location.

Product Level

Product-level rules are specific to individual products or services within the gateway, like “Pay by Link” or “Subscription.” These manage behaviors and restrictions tied to each product.
Example: Setting refund velocity limits or transaction thresholds for a specific product.
This distinction helps merchants and developers troubleshoot errors effectively and ensures that compliance and restrictions are properly managed across regions and products.
Error CodeResponse CodeApplied LevelRisk RuleError Message
ERR3001-8000Entity LevelBlacklist“Card Country is found on Entity’s blacklist”
ERR3002-8001Entity LevelIP Address“Customer IP is found on Entity’s blacklist”
ERR3003-8002Entity LevelBIN Blocking“Card BIN is found on Entity’s blacklist”
ERR3004-8003Entity LevelPAN Blocking“PAN is found on Entity’s blacklist”
ERR3005-8004Entity LevelBlacklist“Card Country is found on Issuing Country blacklist”
ERR3006-8005Product LevelThreshold Amount“Transaction amount ‘undefined 0’ has exceeded the max threshold limit”
ERR3007-8007Product LevelIP Address“Customer IP Address is found on MID blacklist”
ERR3008-8008Product LevelPAN Limit“Velocity check - Same card number has been used more than 0 times in the last 0 minutes.”
ERR3009-8009 / -8013Product LevelPAN Limit“Velocity check - Same card number has been used more than 0 times in the last 0 hours.”
ERR3010-8010Product LevelPAN Limit“Velocity check - Same card number has been used more than 0 times in the last 0 days.”
ERR3011-8011Product LevelPAN Limit“Velocity check - Same card number has been used more than 0 times in the last 0 months.”
ERR3012-8012Product LevelIP Limit“Velocity check - Attempts from same IP Address exceeds 0 times over the last 0 minutes.”
ERR3013-8013Product LevelIP Limit“Velocity check - Attempts from same IP Address exceeds 0 times over the last 0 hours.”
ERR3014-8014Product LevelIP Limit“Velocity check - Attempts from same IP Address exceeds 0 times over the last 0 days.”
ERR3015-8015Product LevelIP Limit“Velocity check - Attempts from same IP Address exceeds 0 times over the last 0 months.”
ERR3016-8006Product LevelThreshold Amount“Transaction amount ‘undefined 0’ is less than the min threshold limit”
ERR3017-8017Product LevelIP Address“Customer IP Address not whitelisted”
ERR3018-8018Product LevelBIN“BIN not whitelisted”
ERR3019-8019Product LevelRefund Limit“Velocity check - Refund limit exceeded”
ERR3020-8020Product LevelRefund Volume“Velocity check - Refund Volume limit exceeded”
VAL0035-1Product Level“Invalid card holder name.”
ERR0204-1Product LevelRefund Volume“You don’t have balance amount for refund.”

Additional Resources