> ## Documentation Index > Fetch the complete documentation index at: https://docs.paymentoptions.com/llms.txt > Use this file to discover all available pages before exploring further. # Response Codes > Response codes returned by the gateway, indicating the status of the request. ## **Overview** This page provides a comprehensive list of response codes returned by the gateway, each indicating the status of a specific request. Use this guide to understand and handle each response scenario effectively. | **Response Code** | **Description** | | :---------------- | :----------------------------------------------------------------------------------------- | | **-1** | DAS Gateway Error | | **0** | Payment Successful | | **1** | Refer to card issuer OR Referred Call Authorization Center | | **2** | Refer to card issuer special condition | | **3** | Invalid merchant OR Invalid merchant or service provider | | **4** | Capture card OR Declined Retain Card | | **5** | Do not honour OR Declined | | **6** | Error | | **7** | Failed Signature | | **8** | Honour with ID OR Transaction approved with ID | | **10** | Partial Approval | | **12** | Invalid transaction | | **13** | Invalid amount OR Invalid amount (currency conversion overflow) | | **14** | Invalid card number OR Invalid account number (no such number) | | **15** | Invalid issuer | | **19** | Re-enter transaction | | **20** | ERROR OR No action taken (unable to back out prior) | | **25** | Unable to locate record in file or account | | **28** | File is temporarily unavailable | | **30** | Format error OR ERROR | | **34** | FRAUD SUSPICION | | **39** | No credit account | | **41** | Lost card OR Pickup card (lost card) | | **43** | Stolen card OR Pickup card (stolen card) | | **51** | Insufficient funds OR Insufficient funds/over credit limit | | **52** | No checking account | | **53** | No savings account | | **54** | Expired card OR Declined Expired Card | | **55** | Invalid PIN OR ERROR | | **57** | Transaction not permitted to issuer/cardholder | | **58** | Transaction not permitted to acquirer/terminal | | **59** | Suspected Fraud (Visa) | | **61** | Exceeds withdrawal amount limit | | **62** | Restricted card OR Restricted card (in Country Exclusion table) | | **63** | Unable to authorize OR ERROR | | **64** | Unable to authorize | | **65** | Exceeds withdrawal count limit OR Authentication requested | | **68** | Time out | | **70** | Contact Card Issuer | | **71** | PIN Not Changed | | **75** | Allowable number of PIN tries exceeded | | **76** | Invalid/nonexistent OR Invalid/nonexistent specified | | **77** | Invalid/nonexistent OR Invalid/nonexistent specified | | **78** | Invalid/nonexistent account specified (general) | | **79** | Already reversed (Visa) OR Lifecycle reasons (Mastercard) | | **80** | Visa transactions: credit issuer unavailable | | **82** | Negative CAM dCVV iCVV or CVV results (Visa) OR Policy reasons (Mastercard) | | **83** | STIP cannot approve (Visa) OR Fraud Security related reasons (Mastercard) | | **84** | Invalid Authorization Life Cycle | | **85** | Not declined. Valid for AVS only balance Inq OR No reason to decline a request | | **86** | Cannot Verify PIN | | **88** | Unable to authorize | | **89** | Unacceptable PIN - Transaction Declined - Retry OR Ineligible to receive | | **91** | Authorization System or issuer system inoperative | | **92** | Unable to route transaction OR Destination cannot be found for routing | | **93** | Transaction cannot be completed violation of law | | **94** | Duplicate transmission detected | | **96** | System error OR Unable to authorize | | **98** | ERROR | | **99** | ERROR | | **397** | Surcharge amount not permitted on Visa | | **398** | Surcharge not supported | | **442** | Acquirer Institution Identification Code in the request message is not registered at CAFIS | | **443** | CAFIS System Error. Try again | | **444** | The acquirer system is busy. Try again | | **445** | Acquirer system error. Try again | | **446** | The acquirer system has closed. Try again | | **447** | CAFIS System Error. Try again | | **448** | Illegal encoding format. Try again | | **449** | CAFIS System Error. Try again | | **450** | CAFIS System Error. Try again | | **451** | Advice message already received | | **452** | CAFIS detected a timeout when it sent the message to the acquirer. Try again | | **453** | CAFIS System Error. Try again | | **454** | CAFIS System Error. Try again | | **455** | CAFIS System Error. Try again | | **456** | CAFIS System Error. Try again | | **457** | CAFIS System Error. Try again | | **458** | The acquirer does not support the service | | **459** | CAFIS System Error. Try again | | **460** | CAFIS System Error. Try again | | **577** | The card is unusable | | **578** | The transaction is pending | | **579** | PIN is incorrect | | **580** | Security Code is incorrect | | **581** | Security Code is not set | | **582** | JIS2 stripe information is invalid | | **583** | The card is maxed out for the day. (insufficient funds) | | **584** | The amount exceeds the limit for the day. (insufficient funds) | | **586** | The card is invalid. (MOD 10 check failed) | | **587** | The card is invalid (lost/stolen) | | **588** | The card is invalid. (MOD 10 check failed) | | **589** | Message element Primary Account Number value is invalid (MOD 10 check failed) | | **590** | Message element Merchant Type value is invalid | | **591** | Message element Transaction Amount value is invalid | | **592** | Message element Tax and Postage value is invalid | | **593** | Bonus Count value is invalid | | **594** | Bonus Month value is invalid | | **595** | Bonus Amount value is invalid | | **596** | First Payment Month value is invalid | | **597** | Instalment Count value is invalid | | **598** | Instalment Amount value is invalid | | **599** | First Payment Amount value is invalid | | **600** | Message elements Service Code Business Code and Message Code value is invalid | | **601** | Message element Payment Division value is invalid | | **602** | Message element Inquiry Division value is invalid | | **603** | Message element Cancel Division value is invalid | | **604** | Message element Original Payment Division value is invalid | | **605** | The card is expired | | **606** | The card is not applicable to the service | | **607** | The acquirer service is completed | | **608** | The invalid card (lost/stolen) has an error | | **609** | The request message cannot be processed for some reason | | **610** | The request message for which a transaction is not supported is received | | **611** | The request message from a centre which has not made the contact | | **622** | Message element Service Code setting error | | **623** | Message element Business Code setting error | | **624** | Message element Message Code setting error | | **625** | Message element Processor Code setting error | | **626** | Message element Merchant Code setting error | | **627** | Message element Transaction Identifier setting error | | **628** | Message element Processor Transaction Date-Time setting error | | **629** | Message element Card Acceptor Terminal Identification setting error | | **630** | Message element Encryption Method Code setting error | | **631** | Message element Key Encryption Key Index in Use setting error | | **632** | Message element Processor Authentication Key Index setting error | | **633** | Message element Message Encryption Key setting error | | **634** | Message element Message Authentication Code setting error | | **635** | Message element Acquirer Institution Identification Code setting error | | **636** | Message element Primary Account Number setting error | | **637** | Message element Expiration Date setting error | | **638** | Message element Track-2 Data setting error | | **639** | Message element PIN Data setting error | | **640** | Message element Merchant Type setting error | | **641** | Message element Transaction Amount setting error | | **642** | Message element Tax and Postage setting error | | **643** | Message element Point of Service Data Code setting error | | **645** | Message element Cancel Division setting error | | **646** | Message element Original Terminal Processing Serial Number setting error | | **647** | Message element Original Payment Division setting error | | **658** | Message element Original Processor Transaction Date-Time setting error | | **659** | Message element Original Transaction Identifier setting error | | **660** | Message element Free Field setting error | | **661** | Message element Terminal Processing Serial Number setting error | | **662** | Message element Security Code setting error | | **663** | Message element Electronic Commerce Indicator setting error | | **664** | Message element XID setting error | | **665** | Message element Accountholder Authentication Value setting error | | **666** | Message element Transaction Status setting error | | **667** | Message element Message Version Number setting error | | **668** | Message element CAVV Algorithm setting error | | **669** | Message element Recurring Flag setting error | | **670** | Element Block (e.g. General Transaction Info setting error) | | **671** | Combination of message elements Service Code and Message Code setting is incorrect | | **672** | Message element Processor Authentication Key Index setting error | | **673** | There is more than one original transaction to reverse. Unable to reverse the transaction | | **674** | Combination of message elements Processor Code and Merchant Code setting is incorrect | | **675** | Global GEAR System Error. Try Again | | **676** | Global GEAR System Error. Transaction result is unclear | | **677** | Global GEAR System Error. Transaction result is unclear | | **678** | Global GEAR System Error. Try Again | | **679** | Global GEAR System Error. Transaction result is unclear | | **680** | Global GEAR System Error. Transaction result is unclear | | **681** | Global GEAR System Error. Try Again | | **682** | Global GEAR System Error. Transaction result is unclear | | **683** | Global GEAR System Error. Transaction result is unclear | | **694** | Global GEAR System Error. Transaction result is unclear | | **695** | Global GEAR System Error. Transaction result is unclear | | **696** | Global GEAR System Error. Transaction result is unclear | | **697** | Global GEAR System Error. Transaction result is unclear | | **698** | Global GEAR System Error. Transaction result is unclear | | **699** | Global GEAR System Error. Transaction result is unclear | | **700** | Global GEAR System Error. Transaction result is unclear | | **701** | Global GEAR System Error. Transaction result is unclear | | **702** | Global GEAR System Error. Transaction result is unclear | | **703** | Global GEAR System Error. Try Again | | **704** | Global GEAR System Error. Transaction result is unclear | | **705** | Global GEAR System Error. Try Again | | **828** | Unable to authorize | | **831** | Cash service not available | | **832** | Cash back request exceeds issuer limit | | **833** | Resubmitted transaction over max days limit | | **835** | Decline CVV2 failure | | **836** | Transaction amount greater than preauthorized | | **902** | Invalid biller information | | **905** | Unable to authorize | | **906** | Unable to authorize | | **937** | Card Authentication failed | | **972** | Stop Payment Order | | **973** | Revocation of Authorization Order | | **975** | Revocation of All Authorizations Order | | **1044** | Approval keep first check | | **1045** | Check OK no conversion | | **1046** | Invalid RTTN | | **1047** | Amount greater than limit | | **1048** | Unpaid items failed NEG | | **1049** | Duplicate check number | | **1050** | MICR error | | **1051** | Too many checks | | **1198** | Forward to issuer | | **1201** | Forward to issuer | | **1263** | Unable to authorize | | **1295** | Unknown | *** ## **Additional Resources** Visit our FAQ section for answers to common questions about response codes and troubleshooting. Need assistance? Reach out to our support team for help with response code issues.